(559) 451-3411

Commercial Insurance


 

DLL Insurance Agency is a full service agency that is committed to serving our clients’ needs. Our staff will evaluate your business and develop a plan to minimize your exposure with the optimal combination of insurance, risk management and other services. We offer all lines of insurance to a wide range of small and large enterprises such as agriculture, construction, non-profits, technology, public entities, manufacturing, retail, wholesale and service industries. Please click on the sub navigation menu to learn more about our business insurance programs.

  • Workers Compensation
  • Business Insurance– Commercial General Liability, Property and Auto
  • Bonds
  • Environmental
  • Farm Labor Contracting/ Vineyard Management
  • Agribusiness
  • Industrial
  • Non-profits
  • Special Events (I.e. Weddings, Birthday Parties, Fund Raisers, etc.)

Questions? Contact Us We’re Here to Help

Workers Compensation

At DLL Insurance Agency, our extensive knowledge of the insurance industry has provided us with the ability to identify unique risk exposures—and develop coverage strategies to target them. One issue in particular which requires our specialized attention is Workers Compensation.

Simply put, the Workers Compensation system strives to provide an effective process for getting an injured worker back to the workforce as soon as possible. As a business owner, you are required to have Workers Compensation Insurance in order to comply with state and federal regulations, but that does not mean that just any policy will suffice. You need expert coverage strategies and professional advice tailored by the leading insurance specialists found here at DLL Insurance Agency.

The right Workers Compensation policy will help protect your employees in the event of injury or illness during the course of employment. Our CA Workers Compensation solutions can provide coverage for:

  • Medical expenses
  • Lost income/wages
  • Rehabilitation costs
  • Death benefits
  • And more…

Our clients will benefit from a comprehensive Workers Compensation review when working with DLL Insurance Agency, allowing us to custom-build the perfect policy. Through a careful evaluation of your operation, we can decipher exactly what your unique business venture needs to adequately protect your employees.

Contact us today to learn more about our Workers Compensation packages, and how you can better protect your business and your team. We can be reached at (559) 451-3411.

Commercial Auto

Your Commercial Auto insurance needs are typically dependent on the type of driving your employees do. Even if your employees use company cars for both business and personal use, it is important to be proactive by looking into purchasing a Commercial Auto insurance policy for your business. For just one vehicle or an entire fleet of vehicles – including tractor-trailers, semi-trailers, commercial or utility trailers – Commercial Auto insurance can provide these important coverages:

  • Liability
  • Uninsured Motorist Coverage
  • Comprehensive
  • Collision
  • Coverage for vehicles you rent or borrow
  • Coverage for your employees’ vehicles when used for business purposes (Non-Owned)

Our dedicated insurance specialists will walk you through the insurance shopping process by assisting you in developing a commercial auto program customized specifically to meet your business needs, explaining your options and answering your questions.

Management / Professional Liability

Every day, businesses offer their services, expertise, and advice. Employers interview and hire, and unfortunately, sometimes have to let employees go. These are daily occurrences in business. Picture this scenario: Someone you have advised, a current, former, or even prospective employee or former employee, accuses you or a member of your team of unlawful activity or misconduct. Claims for professional liability often result in settlements, and lawsuits can shut businesses down. Legal fees alone can cost hundreds of thousands of dollars. Protect your business today by purchasing coverage for defense costs.

  • Errors & Omissions/ Malpractice Insurance
  • Directors & Officers Liability
  • Employment Practices Liability

Contact us today to learn more and how you can better protect your business and your team!

Bonds

Bonds are not insurance policies – they’re guarantees. DLL Insurance Agency specializes in servicing contractors and businesses – big and small – with a complete understanding of the contracts needed to help your company grow. We have a proven record of placing the following:

Contract Bond – guarantees that an entity awarded a contract will meet its obligations under that contract. Included in this group are bid bonds, performance bonds, payment bonds, maintenance bonds and supply bonds.

Subdivision Bonds – guarantee that developers will make certain “off-site” or “public” land improvements in accordance with state, county or municipal specifications.

Commercial Surety Bond – can guarantee a variety of business obligations which require surety bonds. Commercial Surety Bonds include all non-contract surety bonds, including numerous types of license and permit, miscellaneous and court bonds.

License & Permit Bonds – guarantee that individuals granted a license or permit to operate a business or to exercise a privilege will meet the obligations under that license or permit.

Court Bond – guarantees that an individual will comply with the terms of the court. This includes probate and fiduciary bonds, & immigration bonds.

Environmental

Environmental liability insurance protects your business from bodily injury, property damage and cleanup costs as a result of the dispersal, release or escape of pollutants. A wide range of businesses benefit from pollution and environmental liability insurance, including commercial property owners, developers, amusement parks as well as the following:

  • Manufacturing and processing entities
  • Healthcare entities, particularly hospitals
  • Municipalities
  • Agribusinesses
  • General and underground contractors
  • Remediation contractors
  • Disposal and recycling facilities
  • Those with above-ground or underground storage tanks

If you need environmental risk advice, or would like to learn more, DLL Insurance Agency can help. Our specialists will identify your specific risks and design a program to fit your unique exposures.

Learn more about our options for Farm Labor Contractors at our dedicated FLC Website.

Agribusiness

DLL Insurance Agency has a full range of insurance products for all areas of the agriculture industry. With over 50 years combined agriculture, insurance, and risk management experience, DLL Insurance Agency offers customized insurance plans designed to fit the needs of your business.

DLL Insurance Agency offers Specialty Programs for Agriculture, such as: Growers / Packers / Shippers, Vineyard Management, Farm Labor Contractors, Custom Harvesters, and Wineries. Products offered include:

  • Workers Compensation
  • Employment Practices Liability
  • Errors & Omissions
  • Employee Benefits
  • Product Contamination
  • Product Recall
  • Commercial Auto
  • General Liability
  • Property
  • Employee and Individual Benefits
  • Farm Owners Coverage
  • Commercial Umbrella

Construction

As a general contractor, you are accountable for everything that occurs on the job site – from start to finish. At DLL Insurance Agency, we understand the weight of this responsibility. No matter what size project you’re working on, we’re here to help address your unique risk exposure. Using our key relationships with some of the industry’s leading carriers, our agency’s experts and risk management specialists we will provide you with a full range of insurance coverage and services to meet your liability needs and concerns. Some of our customizable contractors’ insurance coverages include:

  • General Liability Insurance
  • Workers Compensation insurance
  • Bonds – Bid, Performance, License and Permit, etc.
  • Builders Risk
  • Heavy Equipment and Contractors Hand Tools
  • Commercial Auto
Please Check Back – Additional Information Coming Soon.